27 Comments

Ryan, phenomenal job. You break down concepts that might be simple but are definitely hard to put in practice which is a skill of its own. If you could breakdown (maybe over multiple weeks) your investment process/routine, I'd be very grateful. That would help everyone here (including myself) that might be inexperienced in the world of investing a foundation of things to look at and perhaps give us training wheels for building a process of our own.

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Great idea Dionisos!

Investing can seem daunting with so many moving pieces that it seems impossible to know where to even start! However, in bite-sized pieces, it is much more digestible. I'll definitely put some thought into how to go about this.

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Very detailed, good explanations of the metrics and valuable information. 10/10

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I appreciate it! If there is any topic you wish to see covered in the future do not hesitate to reach out 😊

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This article explained everything I was looking for in a simple and clear fashion. This is freaking gold!!!!!

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I am glad! Ff there is any topic you wish to see covered in the future just let me know

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Question: When do you want us to use this modernized formula as opposed to using the Graham OG formula? You said because of stocks like Tesla and Amazon we should use the modernized one. So what does that mean? For growth stocks we should use modernized and for dividend/value stocks we should use Graham OG one?

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I would stay consistent

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plain and simple , just how it should be

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Great Job Ryan thank you :)

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Hey, can you teach the DCF method as well? I think Warren Buffett uses the DCF method.

and I heard the DCF is more accurate!

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You described it very precisely and thoroughly. Examples made rhe content gold.

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I believe visuals help readers retain information if they can see it applied in real-time. That way there is no confusion between what you THINK you read, and what I THINK I wrote.

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Awesome! Great explanation!

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Great newsletter, loved the real examples! Keep up the good work!

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hello. I have 1 question about the formula. If I want to invest in a Spanish company for example should I use the y as a current yield on AAA corporate bonds too?

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very valuable information good job. btw which book of Graham's can this formula be found in?

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and Where ‘g’ is 5Y-10Y earnings growth estimates you forgot to mention how to calculate those earnings growth estimates. i don't know how you got your values for 'g' in those examples :(

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Yahoo Finance under 'analysis' then near the bottom of the page you will find "growth estimates" and this line item "Next 5 Years (per annum)"

Also, Finviz.com lists it as "EPS next 5Y" when you look up a stock chart.

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Thank you so much bro!

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In current editions, its found in both

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i have the book the intelligent investor by graham. could you tell me which chapter the intrinsic value formula is located in? i couldn't find it. sorry i hope i'm not bothering you too much

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Assuming we have the same copy, page 158

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that's no good for me, i have the ebook (kindle) edition so i don't know the pages. but i did find a formula in chapter 11. it goes like this:

Value = Current (Normal) Earnings × (8.5 plus twice the expected annual growth rate)

but that's it. that's all i found. seems incomplete compared to the one you posted. this doesn't mention yield n some other things.

where did you get the "4.4" and the "Yield"

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https://en.wikipedia.org/wiki/Benjamin_Graham_formula

About halfway down the page, it explains this:

"Graham later revised his formula based on the belief that the greatest contributing factor to stock values (and prices) over the past decade had been interest rates. In 1974, he restated it as follows"

The "as follows" is the addition of 4.4 and Yield.

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AHHHHH I can't believe its on wikipedia! thanks for showing me

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